Tax burden and high healthcare premiums lead to “disinheritance” for young people A new book by by Diana Furchtgott-Roth and Jared Meyer of the Manhattan Institute argues that high government spending and the welfare state are burdening a generation of people that didn’t even get the chance to vote on the policies that are proving to detriment their economic opportunity. A major example they cite is the individual mandate in the Affordable Care Act, which requires young people to buy health insurance at inflated prices that far exceed their normal healthcare spending in order to even out the risk of older, less healthy individuals.